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Welcome to Linda Beam's Dream Team's Calvert County, Charles County, St. Mary's County and Prince George's County Real Estate Website

Welcome! Here You Can Find Great Information on Southern Maryland Real Estate.

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Need local real estate information? We've summarized much of what is important about the Southern Maryland Real Estate market in this site.

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School Reports in Calvert County, Charles County, St. Mary's County and Prince George's County, Maryland

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Schools in Calvert County, Charles County, St. Mary's County and Prince George's County

Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Q	What home is the best example of colonial architecture in homes designed to "grow" as the family grew?
A	The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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Linda Beam's Dream Team, REALTOR®, real estate agent and broker for Calvert County, Charles County, St. Mary's County and Prince George's County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Beam's Dream Team
Home Towne Real Estate
111 East Chesapeake Beach Road
Owings, MD 20736
Office: 301-855-5882
Fax: 301-855-5882
DreamTeam@NUMBER1EXPERT.com

Specializing in investment properties, foreclosures, short sales, rehab loans, 1st time homebuyers, new construction, renovation, remodeling, and home staging.

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